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Uninsured / Underinsured Motorist Accident Lawyer

After an accident with an uninsured or underinsured motorist, you may wonder how to recover compensation for your injuries and damages. In Illinois, drivers, pedestrians and hit-and-run victims can file a claim through their uninsured/underinsured insurance policy.

Mark L. Karno & Associates, LLC, represents accident victims in Chicago, including those harmed by uninsured/underinsured motorists. We are known for securing maximum compensation for the injured, helping prevent economic burdens and injury complications. Schedule a free consultation with an attorney who offers decades of successful experience and can help you make informed decisions. Se habla español.

What Is UM/UIM Insurance?

It is an insurance coverage that protects drivers and pedestrians when the at-fault party either lacks adequate insurance or has no coverage. Illinois law mandates that insurance policies must include this coverage.

For a hit-and-run accident, you may not know how to proceed, especially if the at-fault driver flees. In these situations, your uninsured motorist coverage helps you recover compensation for injuries, medical bills and property damage.

Filing An Underinsured Claim

In cases where the at-fault driver has insurance but not enough, you can pursue an underinsured claim. This allows you to receive the full benefits of your UM/UIM coverage and recover the difference between the other driver’s policy limits and the actual cost of your damages.

UM/UIM insurance covers bodily injury limits, compensating victims for medical bills, lost wages, and pain and suffering. It is important to note that property damage is usually covered under collision coverage rather than uninsured/underinsured insurance, so reviewing your policy is key to maximizing benefits.

Filing an uninsured or underinsured claim can be more complicated than you might expect. A personal injury lawyer can help you through the legal process, protect your rights and work toward securing the compensation you deserve.

Do Not Settle For Less

If you were hurt in an accident with an uninsured or underinsured motorist in Chicago, seeking professional legal help is essential. At Mark L. Karno & Associates, LLC, we can improve your chances of recovering full compensation. Call us at 305-414-2757 to schedule a free consultation. Se habla español.