A collision does not have to cause major vehicle damage to leave someone with painful or lasting injuries. After a low-impact crash, claimants can struggle pursuing an insurance claim if the insurer disputes whether the force of the impact could have caused their harm.
An auto accident lawyer in Chicago can assist your legal needs after a crash.
Call our firm at (312) 701-0090.
Can a Low-Impact Collision Cause a Serious Injury?
The amount of visible damage to a vehicle does not determine whether an occupant suffered an injury. The position of the person inside the vehicle, direction of impact, use of a seat belt, prior medical history, and movement of the body during the collision can all affect the outcome.
Some injuries also become more noticeable in the hours or days after an accident. Adrenaline and the immediate stress of a crash can make symptoms less apparent at first, while inflammation, stiffness, headaches, or radiating pain may develop later. Common injuries associated with these accidents can include neck and back injuries, soft-tissue damage, concussions, shoulder injuries, and aggravation of existing medical conditions.
What Happens if You Already Had Neck or Back Problems?
A previous injury or medical condition does not mean that new symptoms after an accident should automatically be attributed to your medical history. The important question is whether the collision caused a new injury or made an existing condition worse. For example, someone who occasionally experienced manageable back pain before a crash may require additional treatment afterward or develop limitations that were not previously present.
Insurance companies may closely examine medical treatment before and after the collision in these cases. Accurate medical records can help establish what changed after the accident.
What Is a Low-Impact Accident Injury Claim Worth?
The value of a low-impact accident claim depends on the injury and its effect on your life. Factors that can affect compensation include:
- The type and severity of the injury (bruise vs amputation).
- The length and extent of medical treatment.
- Current and future medical expenses related to the crash.
- Lost income and any reduced ability to work.
- Pain, physical limitations, and interference with daily activities.
- Whether the accident aggravated a preexisting condition.
- The strength of the medical evidence connecting the injury to the collision.
- Available insurance coverage.
A claim involving short-term soreness and limited treatment will generally be valued differently from one involving persistent pain, work restrictions, extensive therapy, or lasting limitations.
When Can a Lawyer Help With a Low-Impact Accident Claim?
These claims can become frustrating when the insurance company focuses on the appearance of the vehicles instead of how the accident affected you. A Chicago injury lawyer can review the insurer’s position alongside your medical history, treatment, and the circumstances of the collision. They will address any questions about delayed symptoms or preexisting conditions and advise you when the insurer requests information or makes a settlement offer. You remain involved in the important decisions without having to respond to insurance arguments or determine how they could affect your claim on your own.
Get Help With Your Low-Impact Car Accident Claim
If you were injured in a collision and the insurance company is questioning the seriousness or cause of your injuries, Mark L. Karno & Associates, LLC can help you understand your options.
Call (312) 701-0090 or contact us online to arrange a free consultation.