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Domestic Servant Exemption

Workers' compensation coverage for domestic servants is limited. Such limitation is generally based on the exclusion for part-time employees or the statutory exemption for employers with less than the requisite minimum number of employees. Many states specifically exclude domestic servants from workers' compensation coverage. Others omit to place domestic servants on the list of covered employments. However, almost half of the states provide at least a measure of coverage for those employed as domestic servants.

Student Status and Social Security Benefits

The status of an individual as a full-time student can affect his eligibility for social security benefits. A child who is disabled or blind may receive Supplemental Security Income (SSI). The Social Security Administration's (SSA) definition of "child" includes an individual who is under age twenty-two and is a full-time student. The key difference between the recovery of benefits for a child versus an adult is that there is a different "disability" criterion. Adult claimants must prove that a medically determinable impairment prohibits them from engaging in substantial gainful activity while children must only show a medically determinable impairment that results in severe functional limitations.

Violation of Law or Commission of Crime

As a general rule, an employee is not necessarily withdrawn from workers' compensation eligibility if he is injured while violating a law or committing a crime in furtherance of his job duties. Most often, the violation of a law or commission of a crime will affect an employee's receipt of benefits if, in the applicable state, it constitutes "wilful misconduct" or is the subject of its very own statutory provision giving a defense to the employer. The violation of a statute does not ipso facto equal "wilful misconduct." Rather, flagrancy and knowledge on the part of the employee are generally required for an act to rise to the level of "wilful."

Uninsured Motorist Insurance, No-Fault Insurance

and Workers' Compensation)

Military Service and Social Security Benefits

An individual serving in the military pays Social Security taxes just as civilian employees do. For 2004, when a person earns $ 3,600 they have earned one year of work credit toward qualification for social security benefits. The benefit amount that a person receives is tied to the amount of his earnings, which are averaged over his working lifetime.

 
 
 
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